mortgages
information
best mortgage rates
Check with our recommended mortgage provider, Which Mortgage and make sure you have the best costs for the biggest purchase of your life.
government
schemes
help to buy
If you’re a first-time buyer in Ireland, the Help To Buy (HTB) Scheme could make a real difference in helping you get onto the property ladder.
Simply put, the scheme is designed to give you a boost towards your deposit by providing a tax refund of up to €30,000. That’s money you’ve already paid in income tax and Deposit Interest Retention Tax (DIRT) over the last four years, and now it can work for you. Think of it as the government giving you a helping hand to turn your dream of owning a home into a reality.
So, how does it work? If you’re buying a newly built house or apartment or even building your own home, you could be eligible. The property itself must be newly built, with a value of no more than €500,000.
Our partner, at Which Mortgage, understand that buying your first home can feel overwhelming. That’s why they are here to guide you through every step of your mortgage and HTB process.
For more information on the Help to Buy Scheme, check out here.
first home scheme
If you’re a first-time buyer in Ireland, the First Home Scheme (FHS) could be just the support you need to get onto the property ladder. This shared equity scheme is designed to help first-time buyers purchase a new home or build their very first home, essentially helping bridge the gap between the savings you have, your mortgage, and the cost of the property.